{
  "name": "The Agentic Finance Index",
  "description": "Curated, human- and machine-readable index of the AI-agent money economy.",
  "version": "2026.07.20",
  "updated": "2026-07-20",
  "license": "CC-BY-4.0 (attribution required)",
  "market_signals": {
    "agentic_spend_forecast_usd": {
      "2026": 8000000000,
      "2030": 1500000000000,
      "source": "Juniper Research"
    },
    "active_x402_agents_apr_2026": 69000,
    "machine_payments_usdc_share": 0.986,
    "stablecoin_market_cap_usd": 320000000000
  },
  "layers": [
    "standard",
    "rail",
    "settlement",
    "wallet-custody",
    "marketplace",
    "controls-compliance",
    "orchestration-billing"
  ],
  "entries": [
    {
      "name": "x402",
      "org": "Coinbase / x402 Foundation",
      "layer": "standard",
      "settlement": "USDC (Base/Solana)",
      "stage": "live",
      "summary": "HTTP 402-based per-request stablecoin micropayments for APIs and agents."
    },
    {
      "name": "AP2",
      "org": "Google",
      "layer": "standard",
      "settlement": "rail-agnostic",
      "stage": "emerging",
      "summary": "Agent Payments Protocol \u2014 verifiable mandates authorizing agent spend."
    },
    {
      "name": "ACP",
      "org": "Stripe / OpenAI",
      "layer": "standard",
      "settlement": "cards/stablecoin",
      "stage": "emerging",
      "summary": "Agentic Commerce Protocol \u2014 agent-driven checkout in chat surfaces."
    },
    {
      "name": "Mastercard Agent Pay",
      "org": "Mastercard",
      "layer": "rail",
      "settlement": "card",
      "stage": "rolling-out",
      "summary": "Tokenized always-on card credentials scoped for machine payments."
    },
    {
      "name": "Visa Intelligent Commerce",
      "org": "Visa",
      "layer": "rail",
      "settlement": "card",
      "stage": "rolling-out",
      "summary": "APIs letting trusted agents transact on a cardholder's behalf."
    },
    {
      "name": "AWS Bedrock AgentCore Payments",
      "org": "Amazon",
      "layer": "controls-compliance",
      "settlement": "multi",
      "stage": "preview",
      "summary": "Managed wallet, policy-based spend controls, audit trail for Bedrock agents."
    },
    {
      "name": "Fireblocks Agentic Payments Suite",
      "org": "Fireblocks",
      "layer": "wallet-custody",
      "settlement": "stablecoin (multi)",
      "stage": "live",
      "summary": "Wallet-to-acceptance lifecycle for agent-initiated stablecoin payments."
    },
    {
      "name": "Coinbase CDP / Bazaar",
      "org": "Coinbase",
      "layer": "marketplace",
      "settlement": "USDC (Base)",
      "stage": "live",
      "summary": "Developer platform plus a directory of 10k+ paid tools agents can call."
    },
    {
      "name": "Circle USDC",
      "org": "Circle",
      "layer": "settlement",
      "settlement": "USDC",
      "stage": "live",
      "summary": "Dominant machine-payment settlement asset (~98.6% share)."
    },
    {
      "name": "Skyfire",
      "org": "Skyfire",
      "layer": "rail",
      "settlement": "stablecoin",
      "stage": "live",
      "summary": "Payment + identity network purpose-built for autonomous agents."
    },
    {
      "name": "Crossmint",
      "org": "Crossmint",
      "layer": "wallet-custody",
      "settlement": "stablecoin/cards",
      "stage": "live",
      "summary": "Agent wallets, stablecoin payments, tokenized commerce primitives."
    },
    {
      "name": "Nevermined",
      "org": "Nevermined",
      "layer": "orchestration-billing",
      "settlement": "stablecoin",
      "stage": "live",
      "summary": "Usage-based billing and payment plans for AI agents."
    },
    {
      "name": "Apify x402 Actors",
      "org": "Apify",
      "layer": "marketplace",
      "settlement": "USDC",
      "stage": "live",
      "summary": "20k+ automation Actors callable and payable by agents over x402."
    },
    {
      "name": "Cloudflare Agents / pay-per-crawl",
      "org": "Cloudflare",
      "layer": "controls-compliance",
      "settlement": "USDC",
      "stage": "live",
      "summary": "x402 support and machine-readable pricing for bot/agent access."
    },
    {
      "name": "Stellar",
      "org": "Stellar Development Foundation",
      "layer": "rail",
      "settlement": "stablecoin",
      "stage": "live",
      "summary": "x402 live on the Stellar network; Foundation premier member."
    },
    {
      "name": "PayPal PYUSD",
      "org": "PayPal",
      "layer": "settlement",
      "settlement": "PYUSD",
      "stage": "emerging",
      "summary": "Main USDC alternative pushing into agent payments."
    },
    {
      "name": "Privy",
      "org": "Privy",
      "layer": "wallet-custody",
      "settlement": "USDC (multi)",
      "stage": "live",
      "summary": "Embedded wallets with session keys and spend limits."
    },
    {
      "name": "Turnkey",
      "org": "Turnkey",
      "layer": "wallet-custody",
      "settlement": "multi",
      "stage": "live",
      "summary": "Secure-enclave key infra with fine-grained policy API."
    }
  ],
  "monetization_note": "This dataset is served free to humans and via an x402-metered /agent endpoint to machines.",
  "sources": [
    "Juniper Research 2026",
    "Keyrock 2026",
    "CoinDesk research 2026",
    "Solana x402 report 2026",
    "AWS/Mastercard/Fireblocks announcements 2026"
  ]
}