Directory / Visa Intelligent Commerce
Visa Intelligent Commerce
APIs letting trusted agents transact on a cardholder's behalf.
| Organization | Visa |
| Stack layer | Payment rail |
| Settlement | card |
| Status | Rolling out |
Status reflects our editorial read of public reporting as of 2026-07-20 — it is a coverage entry, not an endorsement or ranking.
Where it sits in the stack
Visa Intelligent Commerce operates at the payment rail layer of the agentic-finance stack. Background reading: What are machine-to-machine (M2M) payments? · Why do AI agents pay in stablecoins?.
Same-layer entries
Mastercard Agent Pay · Skyfire · Stellar
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